PERSONAL INJURY DEMAND LETTER – NEW JERSEY
FOR SETTLEMENT PURPOSES ONLY
To: [Insurance Company] | Claim #: [NUMBER] | DOL: [DATE]
1. INTRODUCTION
Demand for injuries to [CLAIMANT] from your insured's negligence on [DATE] in [CITY], New Jersey.
2. FACTS
[Describe incident]
3. LIABILITY
NJ LAW: Modified comparative fault – barred if more than 50% at fault (N.J.S.A. 2A:15-5.1).
Verbal Threshold (Auto Cases)
[If applicable]: Claimant selected the [Verbal Threshold / No Limitation] option. Claimant's injuries meet the verbal threshold requirement, consisting of [death, dismemberment, significant disfigurement, displaced fracture, loss of fetus, or permanent injury].
4. DAMAGES
| Category | Amount |
|---|---|
| Economic | $[X] |
| Non-Economic (no cap) | $[X] |
5. DEMAND: $[TOTAL] within 30 days
6. SOL: 2 years (N.J.S.A. 2A:14-2) – expires [DATE]
[Attorney]