PERSONAL INJURY DEMAND LETTER – NORTH CAROLINA
FOR SETTLEMENT PURPOSES ONLY
To: [Insurance Company] | Claim #: [NUMBER] | DOL: [DATE]
1. INTRODUCTION
Demand for injuries to [CLAIMANT] from your insured's negligence on [DATE] in [CITY/COUNTY], North Carolina.
2. FACTS
[Describe incident]
3. LIABILITY
⚠️ CRITICAL – NC CONTRIBUTORY NEGLIGENCE: North Carolina is one of only four jurisdictions that applies pure contributory negligence. A plaintiff who is even 1% at fault is completely barred from any recovery.
Our investigation confirms that Claimant bears absolutely no fault for this incident because [explain why Claimant not at fault].
4. DAMAGES
| Category | Amount |
|---|---|
| Economic | $[X] |
| Non-Economic (no cap) | $[X] |
5. DEMAND: $[TOTAL] within 30 days
6. SOL: 3 years (N.C. Gen. Stat. § 1-52) – expires [DATE]
[Attorney]