PERSONAL INJURY DEMAND LETTER – LOUISIANA
PRIVILEGED AND CONFIDENTIAL
To: [Insurance Company] | Claim #: [NUMBER] | DOL: [DATE]
1. INTRODUCTION
Demand for injuries to [CLAIMANT] from your insured's negligence on [DATE].
DIRECT ACTION: Under Louisiana's Direct Action Statute (La. R.S. 22:1269), Claimant may sue the liability insurer directly.
2. FACTS
[Describe incident]
3. LIABILITY
LOUISIANA LAW: Pure comparative fault applies (La. C.C. Art. 2323). Each party bears their proportionate share.
4. INJURIES & TREATMENT
[Details]
5. DAMAGES
- Economic: [$]
- Non-economic (no cap): [$]
6. DEMAND
[$TOTAL]
7. PRESCRIPTIVE PERIOD (SOL)
⚠️ WARNING: Louisiana has a 1-YEAR prescriptive period (La. C.C. Art. 3492). Claim prescribes: [DATE].
[Attorney]