Cryptocurrency Lending Agreement
CRYPTOCURRENCY LENDING AGREEMENT
This Agreement is made on [DATE] between [LENDER LEGAL NAME, ADDRESS] and [BORROWER LEGAL NAME, ADDRESS] under [SELECTED GOVERNING LAW]. Lender will advance [QUANTITY AND EXACT ASSET/NETWORK] to [VERIFIED DESTINATION WALLET] on [DATE/CONDITIONS]. The loaned asset, not an assumed dollar equivalent, is the repayment unit unless Schedule A expressly provides otherwise.
Price, repayment and custody
Borrower will repay [QUANTITY/ASSET] on [DATE OR SCHEDULE] to [VERIFIED REPAYMENT WALLET]. Interest or fees, if lawful, are [RATE, ACCRUAL BASIS, PAYMENT ASSET AND CAP] as itemized in Schedule A. A valuation for margin or accounting uses [NAMED SOURCE, OBSERVATION TIME, FALLBACK AND DISPUTE PROCESS]. Network fees and failed transfers are allocated [PARTY/PROCESS].
Collateral, if any, is [ASSET, QUANTITY, CONTROL/CUSTODY, SECURITY DOCUMENT AND RELEASE CONDITION] in Schedule B. Ownership, rehypothecation and voting/staking rights during custody are [EXACT TERMS OR PROHIBITED]. No party may change wallet addresses by ordinary email; changes require [VERIFIED MULTI-PERSON PROCEDURE]. The custodian, if any, is [ACTUAL ENTITY, CONTRACT, LIMITS AND INSURANCE STATUS].
A default occurs only on [SPECIFIC NONPAYMENT, COLLATERAL OR REPRESENTATION EVENT] after [NOTICE AND CURE]. Acceleration, collateral disposition, setoff and recovery require [SELECTED LAWFUL PROCESS, VALUATION AND ACCOUNTING], with proceeds credited and surplus handled under [GOVERNING LAW]. Forks, airdrops, protocol failures, freezes and chain reorganizations are allocated under Schedule C; no recovery or fixed tax outcome is promised.
Each party supplies [ACTUAL REPRESENTATIONS ABOUT AUTHORITY, FUNDS, SANCTIONS AND DISCLOSURES] after jurisdiction/activity review. Records, notices, disputes, amendments and ending arrangements are [CONTACT, FORUM AND PROCESS]. No generic waiver or automatic bankruptcy priority is created.
Lender: [NAME, CAPACITY, SIGNATURE, DATE]
Borrower: [NAME, CAPACITY, SIGNATURE, DATE]
Schedules A–C: [LOAN/INTEREST; COLLATERAL/CUSTODY; PROTOCOL EVENTS AND NOTICE]
About this template
- Last updated
- September 26, 2026
- Jurisdiction
- All states
- Category
- Financial & Banking
Financial and banking documents govern loans, security interests, account agreements, and commercial transactions between lenders, borrowers, and financial institutions. Promissory notes, guaranties, security agreements, and UCC filings have precise legal requirements, and mistakes can leave a lender unsecured or a borrower on the hook for more than they agreed to. Well-drafted finance paperwork protects both sides and keeps the deal enforceable if something goes wrong later.
Not legal advice
This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.
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