Covenant Deed - Michigan
COVENANT DEED
State of Michigan
TABLE OF CONTENTS
- Recording Information
- Parties
- Conveyance
- Limited Warranty Covenants
- Exceptions and Reservations
- Transfer Tax
- Execution
- Acknowledgment
- Exhibit A — Legal Description
ARTICLE I: RECORDING INFORMATION
After Recording Return To:
[________________________________]
[________________________________]
[________________________________]
Drafted By (MCL 565.201(1)(i)):
[________________________________]
[________________________________]
Property Tax ID / Parcel Number: [________________________________]
| Field | Entry |
|---|---|
| Document Type | Covenant Deed (Limited Warranty) |
| County | [________________________________] |
| Property Address | [________________________________] |
ARTICLE II: PARTIES
Section 2.1 — Grantor
Name: [________________________________]
(Typed or printed exactly as it appears on the prior deed of record)
Address: [________________________________]
Marital Status (optional / transaction-specific):
☐ A single person
☐ A married person
☐ Husband and wife
☐ An unmarried person
☐ A [________________] (entity type), organized under the laws of [________________]
(hereinafter referred to as "Grantor")
Section 2.2 — Grantee
Name: [________________________________]
Address (street number or P.O. Box required per MCL 565.201(1)(d)): [________________________________]
Vesting:
☐ A single person
☐ A married person, as his/her separate property
☐ Husband and wife, as tenants by the entirety
☐ As joint tenants with full rights of survivorship
☐ As tenants in common
☐ A [________________] (entity type), organized under the laws of [________________]
(hereinafter referred to as "Grantee")
ARTICLE III: CONVEYANCE
Section 3.1 — Granting Clause
For and in consideration of $[________________] ([________________] Dollars), receipt of which is hereby acknowledged, Grantor does hereby convey to Grantee, with only the express limited covenants in Article IV, the following described real property situated in the ☐ Township ☐ City ☐ Village of [________________], County of [________________], State of Michigan:
See Exhibit "A" attached hereto and incorporated by reference.
Property Address: [________________________________]
Tax Parcel ID: [________________________________]
Section 3.2 — Estate Conveyed
This conveyance creates an estate of inheritance unless a lesser estate is expressed in this deed. MCL 565.153 provides that “heirs and assigns” need not be recited to create an estate of inheritance.
ARTICLE IV: LIMITED WARRANTY COVENANTS
Section 4.1 — Scope of Covenants
By this Covenant Deed, Grantor covenants with Grantee that during the period Grantor held title to the above-described premises:
(a) Grantor has not conveyed the same estate or interest to another person during Grantor's ownership; and
(b) Grantor WILL WARRANT AND DEFEND title against lawful claims arising by, through, or under Grantor, but against none other.
Section 4.2 — Limitation of Warranty
NOTICE: This is drafted as a COVENANT DEED with express limited covenants, not the unqualified statutory warranty deed described by MCL 565.151. It deliberately does not use the phrase “conveys and warrants,” which invokes the full statutory covenant package. Under MCL 565.5, no other covenant is implied. Michigan counsel must confirm that the granting language and exceptions accurately express the parties' intended limitation. This deed does NOT purport to warrant against:
- Title defects existing before Grantor acquired the property;
- Encumbrances created by predecessors in title; or
- Claims of persons not claiming by, through, or under Grantor.
ARTICLE V: EXCEPTIONS AND RESERVATIONS
This conveyance is made subject to:
(a) Real property taxes and assessments for the year 20[____] and subsequent years;
(b) All applicable zoning ordinances, building codes, and governmental regulations;
(c) All covenants, conditions, restrictions, easements, rights-of-way, and reservations of record;
(d) All matters that would be disclosed by an accurate survey and physical inspection;
(e) Rights of parties in possession;
(f) Additional specific exceptions:
☐ None
☐ As set forth below:
[________________________________]
[________________________________]
ARTICLE VI: TRANSFER TAX
Section 6.1 — Computation (MCL 207.504; MCL 207.525)
| Item | Amount |
|---|---|
| Total Consideration / Fair Market Value | $[________________] |
| State Transfer Tax ($3.75 per $500 or fraction thereof — MCL 207.525) | $[________________] |
| County Transfer Tax ($0.55 per $500, or up to $0.75 in a county of 2,000,000 or more if authorized — MCL 207.504) | $[________________] |
| Total Transfer Tax Due | $[________________] |
Section 6.2 — Exemptions
☐ This transfer is exempt from County Transfer Tax — MCL 207.505, subsection [____]
☐ This transfer is exempt from State Transfer Tax — MCL 207.526, subsection [____]
Exemption basis: [________________________________]
Note: If the instrument is exempt, state the reason for exemption on its face as required by MCL 207.511 and 207.533. Counsel should identify the applicable subsection of MCL 207.505 and 207.526.
Section 6.3 — Tax Certificate (MCL 211.135)
Unless an exception in MCL 211.135(6) applies, the person presenting the deed must provide the state/county and local certificates described in MCL 211.135(1), including the five-year tax-payment and redemption certifications. The register of deeds notes whether the required certificates were presented and generally refuses recording if required certificates are not procured.
☐ Required certificate(s) attached or presented.
☐ An MCL 211.135(6) exception applies: [SUBSECTION AND BASIS].
ARTICLE VII: EXECUTION
Signed and sealed on [__/__/____].
GRANTOR(S):
________________________________
Signature
________________________________
Printed Name (required per MCL 565.201(1)(a))
________________________________
Signature
________________________________
Printed Name
ARTICLE VIII: ACKNOWLEDGMENT
Section 8.1 — Individual Acknowledgment (MCL 565.8)
STATE OF MICHIGAN
COUNTY OF [________________]
The foregoing instrument was acknowledged before me on [__/__/____] by [________________________________].
________________________________
Notary Public, [________________] County, Michigan
________________________________
Printed Name of Notary (must appear on same page as signature — MCL 565.201(1)(c))
My Commission Expires: [__/__/____]
Acting in [________________] County
[NOTARIAL SEAL]
Section 8.2 — Entity Acknowledgment
STATE OF MICHIGAN
COUNTY OF [________________]
The foregoing instrument was acknowledged before me on [__/__/____] by [________________________________], the [________________] (title) of [________________________________] (entity name), a [________________] (entity type), on behalf of said entity.
________________________________
Notary Public, [________________] County, Michigan
________________________________
Printed Name of Notary
My Commission Expires: [__/__/____]
Acting in [________________] County
[NOTARIAL SEAL]
EXHIBIT A — LEGAL DESCRIPTION
Situated in the ☐ Township ☐ City ☐ Village of [________________], County of [________________], State of Michigan:
[________________________________]
[________________________________]
[________________________________]
[________________________________]
[________________________________]
[________________________________]
Tax Parcel ID: [________________________________]
RECORDING REQUIREMENTS SUMMARY (MCL 565.201)
| Requirement | Detail |
|---|---|
| Acknowledgment | Required for a Michigan-executed deed under MCL 565.8 — judge, clerk of a court of record, or Michigan notary public |
| Witnesses | Not required |
| Grantee Address | Street or P.O. Box required |
| Name Under Signature | Typed or printed |
| Paper Size | 8.5" x 11" to 8.5" x 14" |
| Top Margin (First Page) | 2.5" |
| Other Margins | 0.5" minimum |
| Font | Minimum 10-point |
| Ink / Paper | Black ink on white 20-lb paper |
| Recording Fee | $30.00 state default; a charter county may adopt a different cost-based schedule (MCL 600.2567) |
| Tax Certificate | Required unless an MCL 211.135(6) exception applies |
PRACTITIONER GUIDANCE
- MCL 565.151 — statutory warranty-deed form
- MCL 565.153 — estate of inheritance
- MCL 565.8 — acknowledgment of deeds
- MCL 565.201 — recording requirements
- MCL 207.504-.505 and 207.511 — county transfer tax
- MCL 207.525-.526 and 207.533 — state transfer tax
- MCL 211.135 — tax certificates and exceptions
- MCL 600.2567 — recording fees
This template is provided for informational purposes only and does not constitute legal advice. Consult with a licensed Michigan attorney before using this form.
About this template
- Last updated
- August 13, 2026
- Citations checked
- August 13, 2026
- Jurisdiction
- Michigan
- Category
- Real Estate
Legal authority
- MCL 565.151 (Form of warranty deed)
- MCL 565.153 (Estate of inheritance)
- MCL 565.8 (Acknowledgment of deeds executed in Michigan)
- MCL 565.201 (Recording requirements)
- MCL 207.504-.505 and 207.511 (County transfer-tax rate, exemptions, and recording statement)
- MCL 207.525-.526 and 207.533 (State transfer-tax rate, exemptions, and recording statement)
- MCL 211.135 (Tax-certificate requirements and exceptions)
- MCL 600.2567 (Recording fees)
Real estate documents transfer ownership, define who can use a property, and record agreements between buyers, sellers, landlords, and tenants. Deeds, purchase agreements, leases, and easements have to be drafted to meet state recording requirements, and mistakes show up at closing or years later in title disputes. Good real estate paperwork moves transactions forward quickly and avoids the kind of problems that only surface when it is time to sell or refinance.
Not legal advice
This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.
Checked against the law it cites
A reviewer verified this template's legal citations against the official source on August 13, 2026.
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