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Chapter 7 Document Checklist

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CHAPTER 7 DOCUMENT CHECKLIST

Complete Filing Documentation Requirements

Debtor Name: _________________________________
Case Preparer: _________________________________
Date Opened: ____/____/________
Target Filing Date: ____/____/________

SECTION 1: IDENTIFICATION DOCUMENTS

1.1 Primary Identification

Document	Debtor 1	Debtor 2	Notes
Driver's License (current, unexpired)	☐ Received	☐ Received	Copy front & back
OR State-Issued ID	☐ Received	☐ Received
OR Passport	☐ Received	☐ Received

1.2 Social Security Verification

Document	Debtor 1	Debtor 2	Notes
Social Security Card	☐ Received	☐ Received	Required by most courts
OR SS Benefits Letter	☐ Received	☐ Received	With SSN visible
OR W-2/1099 with SSN	☐ Received	☐ Received	Last 2 years

SECTION 2: INCOME DOCUMENTATION

Reference: 11 U.S.C. Section 521(a)(1)(B)(iv), (e)(2)(A)

2.1 Employment Income - REQUIRED

Document	Debtor 1	Debtor 2	Notes
Pay stubs (last 60 days)	☐ Received	☐ Received	MANDATORY - must show YTD
W-2 Forms (last 2 years)	☐ Received	☐ Received	All employers
Employer verification letter	☐ Received	☐ Received	If pay stubs unavailable

Pay Stub Period Covered: ____/____/____ through ____/____/____

2.2 Tax Returns - REQUIRED

Document	Debtor 1	Debtor 2	Notes
Federal Tax Return (most recent year)	☐ Received	☐ Received	Must file with Trustee
Federal Tax Return (prior year)	☐ Received	☐ Received	Recommended
State Tax Return (most recent year)	☐ Received	☐ Received	If applicable
State Tax Return (prior year)	☐ Received	☐ Received	If applicable
Tax Return Transcript (IRS)	☐ Received	☐ Received	If returns unavailable

Deadline: Tax returns must be filed for years required by 11 U.S.C. Section 521(e)(2)(A) or case may be dismissed.

2.3 Self-Employment Income

Document	Debtor 1	Debtor 2	Notes
Business bank statements (6 months)	☐ Received	☐ Received	All business accounts
Profit & Loss Statement (6 months)	☐ Received	☐ Received	Attorney may prepare
1099 Forms (last 2 years)	☐ Received	☐ Received	All sources
Schedule C (from tax return)	☐ Received	☐ Received	Last 2 years
Business license	☐ Received	☐ Received	If applicable

2.4 Other Income Sources

Document	Debtor 1	Debtor 2	Notes
Social Security Award Letter	☐ Received	☐ Received	SSI/SSDI/Retirement
Disability Award Letter	☐ Received	☐ Received	Private/VA disability
Unemployment Statement	☐ Received	☐ Received	Last 6 months
Pension/Retirement Statement	☐ Received	☐ Received	Current statement
Child Support Documentation	☐ Received	☐ Received	Court order + payment history
Alimony/Maintenance Order	☐ Received	☐ Received	Court order + payment history
Rental Income Records	☐ Received	☐ Received	Lease agreements + deposits
Workers' Comp Award	☐ Received	☐ Received	Award letter
VA Benefits Letter	☐ Received	☐ Received	For HAVEN Act exclusion

SECTION 3: BANK & FINANCIAL ACCOUNTS

Required for Schedule A/B

3.1 Bank Accounts

Account	Institution	Debtor	Statements Received
Checking #1	_____________	☐ D1 ☐ D2 ☐ Joint	☐ 6 months received
Checking #2	_____________	☐ D1 ☐ D2 ☐ Joint	☐ 6 months received
Savings #1	_____________	☐ D1 ☐ D2 ☐ Joint	☐ 6 months received
Savings #2	_____________	☐ D1 ☐ D2 ☐ Joint	☐ 6 months received
Money Market	_____________	☐ D1 ☐ D2 ☐ Joint	☐ 6 months received
CD Account	_____________	☐ D1 ☐ D2 ☐ Joint	☐ Current statement

Statement Period Required: Last 6 months for all accounts

3.2 Investment & Retirement Accounts

Account Type	Institution	Debtor	Statement Received
401(k)	_____________	☐ D1 ☐ D2	☐ Current statement
IRA/Roth IRA	_____________	☐ D1 ☐ D2	☐ Current statement
Pension	_____________	☐ D1 ☐ D2	☐ Current statement
Brokerage	_____________	☐ D1 ☐ D2	☐ Current statement
Stocks/Bonds	_____________	☐ D1 ☐ D2	☐ Current statement
Annuity	_____________	☐ D1 ☐ D2	☐ Current statement
529 Education	_____________	☐ D1 ☐ D2	☐ Current statement

SECTION 4: REAL PROPERTY

Required for Schedule A/B, Schedule C (Exemptions)

4.1 Primary Residence

Document	Status	Notes
Property Deed	☐ Received	From county recorder
Mortgage Statement (current)	☐ Received	Most recent monthly
Second Mortgage/HELOC Statement	☐ Received	If applicable
Property Tax Statement	☐ Received	Most recent
HOA Statement	☐ Received	If applicable
Homeowners Insurance Declaration	☐ Received	Current policy
Property Appraisal or Valuation	☐ Received	Zillow/Redfin acceptable

Property Address: _________________________________
Estimated Value: $_____________ Total Mortgages: $_____________

4.2 Other Real Property

Property	Documents Received
Address: _____________	☐ Deed ☐ Mortgage stmt ☐ Tax bill ☐ Valuation
Address: _____________	☐ Deed ☐ Mortgage stmt ☐ Tax bill ☐ Valuation

SECTION 5: VEHICLES & TITLED PROPERTY

Required for Schedule A/B, Schedule D

5.1 Vehicles

Vehicle	Title	Loan Stmt	Registration	Value Source
Year/Make/Model: _____________	☐ Received	☐ Received	☐ Received	☐ KBB/NADA
Year/Make/Model: _____________	☐ Received	☐ Received	☐ Received	☐ KBB/NADA
Year/Make/Model: _____________	☐ Received	☐ Received	☐ Received	☐ KBB/NADA

Note: Record mileage for each vehicle: #1 _________ #2 _________ #3 _________

5.2 Other Titled Property

Item	Title	Loan Statement	Status
Motorcycle	☐ Received	☐ Received	☐ N/A
Boat	☐ Received	☐ Received	☐ N/A
RV/Camper	☐ Received	☐ Received	☐ N/A
ATV/Off-road	☐ Received	☐ Received	☐ N/A
Trailer	☐ Received	☐ Received	☐ N/A

SECTION 6: DEBT DOCUMENTATION

Required for Schedules D, E/F

6.1 Secured Debts (Schedule D)

Creditor	Statement	Loan Docs	Collateral ID
First Mortgage: _____________	☐ Received	☐ Received	Property address
Second Mortgage: _____________	☐ Received	☐ Received	Property address
Auto Loan #1: _____________	☐ Received	☐ Received	Vehicle info
Auto Loan #2: _____________	☐ Received	☐ Received	Vehicle info
Personal Property Loan: _____________	☐ Received	☐ Received	_____________

6.2 Priority Debts (Schedule E)

Reference: 11 U.S.C. Section 507

Debt Type	Documentation	Status
Federal Income Taxes	☐ IRS transcripts ☐ CP notices	☐ Received
State Income Taxes	☐ State notices ☐ Payment plan	☐ Received
Property Taxes	☐ Tax bill ☐ Delinquency notice	☐ Received
Child Support Arrears	☐ Court order ☐ Agency statement	☐ Received
Alimony Arrears	☐ Court order ☐ Payment history	☐ Received

6.3 Unsecured Debts (Schedule F)

Type	Documentation Required	Received
Credit Cards	Most recent statements (all accounts)	☐ Complete
Medical Bills	Bills or collection letters	☐ Complete
Personal Loans	Loan agreements, statements	☐ Complete
Student Loans	Servicer statements	☐ Complete
Payday/Title Loans	Loan documents	☐ Complete
Collection Accounts	Collection letters	☐ Complete
Judgments	Court documents	☐ Complete
Utility Arrears	Final bills	☐ Complete

6.4 Credit Report

Essential for complete creditor listing

Report	Status	Date Pulled
Full Credit Report (all 3 bureaus)	☐ Received	____/____/____
AnnualCreditReport.com	☐ Used
OR Attorney-pulled report	☐ Used

SECTION 7: INSURANCE POLICIES

Required for Schedule A/B (cash value), Schedule J (premiums)

Policy Type	Company	Statement	Cash Value
Life Insurance	_____________	☐ Received	$_________
Whole Life	_____________	☐ Received	$_________
Universal Life	_____________	☐ Received	$_________
Annuity	_____________	☐ Received	$_________
Auto Insurance	_____________	☐ Declarations page	N/A
Homeowners/Renters	_____________	☐ Declarations page	N/A
Health Insurance	_____________	☐ Premium verification	N/A

SECTION 8: LEGAL DOCUMENTS

8.1 Court Orders & Judgments

Document	Status	Notes
Divorce Decree	☐ Received ☐ N/A	Property/debt division
Separation Agreement	☐ Received ☐ N/A
Child Support Order	☐ Received ☐ N/A
Spousal Support Order	☐ Received ☐ N/A
Judgment(s) Against Debtor	☐ Received ☐ N/A	From court records
Garnishment Orders	☐ Received ☐ N/A
Pending Lawsuits	☐ Received ☐ N/A	Complaints/summons

8.2 Prior Bankruptcy

Document	Status	Notes
Prior Bankruptcy Petition	☐ Received ☐ N/A
Prior Discharge Order	☐ Received ☐ N/A	Check 8-year period
Prior Dismissal Order	☐ Received ☐ N/A	Check 180-day bar

SECTION 9: CREDIT COUNSELING & DEBTOR EDUCATION

Reference: 11 U.S.C. Sections 109(h), 727(a)(11)

9.1 Pre-Filing Credit Counseling

Requirement	Status	Notes
Completed credit counseling	☐ Yes ☐ No	Must be within 180 days of filing
Certificate received	☐ Received	MUST FILE WITH PETITION
Agency Name	_____________
Certificate Number	_____________
Completion Date	____/____/____

Approved Agency List: https://www.justice.gov/ust/list-credit-counseling-agencies-approved-pursuant-11-usc-111

9.2 Debtor Education Course

Requirement	Status	Notes
Course completed	☐ Yes ☐ No	Required before discharge
Certificate received	☐ Received	File within 60 days of 341 meeting
Agency Name	_____________
Certificate Number	_____________
Completion Date	____/____/____

SECTION 10: SPECIAL CIRCUMSTANCES

10.1 Business Documents (if applicable)

Document	Status
Business bank statements (6 months)	☐ Received ☐ N/A
Business tax returns (2 years)	☐ Received ☐ N/A
Partnership/Operating Agreement	☐ Received ☐ N/A
Articles of Incorporation	☐ Received ☐ N/A
Business licenses	☐ Received ☐ N/A
Accounts receivable list	☐ Received ☐ N/A
Equipment list with values	☐ Received ☐ N/A

10.2 Real Property Transfers (last 2-4 years)

Document	Status
Deeds for properties sold	☐ Received ☐ N/A
Closing statements (HUD-1)	☐ Received ☐ N/A
Quit claim deeds	☐ Received ☐ N/A

10.3 Gifts & Transfers (last 2 years)

Document	Status
Documentation of gifts over $600	☐ Received ☐ N/A
Vehicle transfers	☐ Received ☐ N/A
Property transfers to family	☐ Received ☐ N/A

SECTION 11: FILING VERIFICATION

11.1 Pre-Filing Review

Item	Verified	Attorney Initials
All pay stubs for 60 days collected	☐	_______
Tax returns filed and provided to Trustee	☐	_______
Credit counseling certificate valid	☐	_______
Means test completed	☐	_______
All bank statements reviewed for transfers	☐	_______
All assets listed on schedules	☐	_______
All creditors listed on matrix	☐	_______
Statement of Intention prepared	☐	_______
Exemptions properly claimed	☐	_______

11.2 Outstanding Items

Item Needed	Debtor Notified	Deadline	Received
_________________________	____/____/____	____/____/____	☐
_________________________	____/____/____	____/____/____	☐
_________________________	____/____/____	____/____/____	☐
_________________________	____/____/____	____/____/____	☐

SECTION 12: ATTORNEY CERTIFICATION

I have reviewed the documents received and verified their completeness for Chapter 7 filing.

☐ All required documents received
☐ Outstanding items noted above - follow up required
☐ Case ready for filing

Attorney Signature: _________________________________ Date: ____/____/________

Staff Preparer: _________________________________ Date: ____/____/________

Template Version 1.0 - Updated January 2026
References: 11 U.S.C. Section 521; Fed. R. Bankr. P. 1007, 4002; Local Bankruptcy Rules

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About This Template

Financial and banking documents govern loans, security interests, account agreements, and commercial transactions between lenders, borrowers, and financial institutions. Promissory notes, guaranties, security agreements, and UCC filings have precise legal requirements, and mistakes can leave a lender unsecured or a borrower on the hook for more than they agreed to. Well-drafted finance paperwork protects both sides and keeps the deal enforceable if something goes wrong later.

Important Notice

This template is provided for informational purposes. It is not legal advice. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.

Last updated: February 2026