Bicycle Accident Complaint - South Carolina
BICYCLE ACCIDENT COMPLAINT — SOUTH CAROLINA
TABLE OF CONTENTS
- Caption
- Parties, Jurisdiction, and Venue
- General Factual Allegations
- First Cause of Action — Negligence (Against Defendant Driver)
- Second Cause of Action — Negligence Per Se (Against Defendant Driver)
- Third Cause of Action — Negligent Entrustment / Vicarious Liability (Against Defendant Owner)
- Comparative Fault and Helmet Allegations
- Damages
- Prayer for Relief
- Jury Demand
- Reservation of Rights
- Signature, Verification, and Service Blocks
- South Carolina Practice Notes
- Sources and References
1. CAPTION
STATE OF SOUTH CAROLINA
COUNTY OF [COUNTY]
IN THE COURT OF COMMON PLEAS
[____] JUDICIAL CIRCUIT
Case No. [____]-CP-[____]-[________]
| Party | Role |
|---|---|
| [PLAINTIFF'S FULL LEGAL NAME], | Plaintiff |
| v. | |
| [DEFENDANT DRIVER'S FULL LEGAL NAME], and | Defendant |
| [DEFENDANT OWNER / EMPLOYER'S FULL LEGAL NAME], | Defendant(s) |
COMPLAINT FOR DAMAGES (BICYCLE COLLISION)
(Negligence; Negligence Per Se)
JURY TRIAL DEMANDED
Plaintiff, complaining of Defendants, alleges as follows:
2. PARTIES, JURISDICTION, AND VENUE
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Plaintiff [PLAINTIFF NAME] ("Plaintiff") is and at all material times was a resident and citizen of [COUNTY] County, South Carolina, and was lawfully operating a bicycle upon the public roadways of this State.
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Defendant [DRIVER NAME] ("Driver Defendant") is, on information and belief, a resident and citizen of [COUNTY / STATE] and may be served with the Summons and Complaint at [SERVICE ADDRESS].
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Defendant [OWNER / EMPLOYER NAME] ("Owner Defendant") is [an individual / a corporation / a limited liability company] that, at all material times, owned, controlled, and/or maintained the vehicle operated by Driver Defendant and/or employed Driver Defendant, and may be served at [SERVICE ADDRESS / REGISTERED AGENT].
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This action arises under South Carolina tort law for personal injuries and property damage sustained when a motor vehicle struck Plaintiff, a bicyclist, in [COUNTY] County, South Carolina, on [__/__/____].
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This Court has subject-matter jurisdiction pursuant to S.C. Code Ann. § 14-5-10 and S.C. Const. art. V, § 11.
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Personal jurisdiction is proper because Defendants reside in, do business in, and/or committed the tortious conduct within the State of South Carolina.
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Venue is alleged to be proper in this county under S.C. Code Ann. § 15-7-30 because [IDENTIFY EACH DEFENDANT'S TYPE AND THE APPLICABLE SUBSECTION; STATE WHERE A RESIDENT DEFENDANT RESIDED OR A QUALIFYING ENTITY HAD ITS STATUTORY PRINCIPAL PLACE OF BUSINESS WHEN THE CLAIM AROSE, AND/OR WHERE THE MOST SUBSTANTIAL PART OF THE ALLEGED ACT OR OMISSION OCCURRED].
3. GENERAL FACTUAL ALLEGATIONS
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On [__/__/____] at approximately [TIME], Plaintiff was lawfully operating a bicycle traveling [northbound / southbound / etc.] on [ROADWAY] at or near its intersection with [CROSS STREET / LANDMARK / MILE MARKER], in [CITY], South Carolina (the "Collision").
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Plaintiff was riding in a lawful and prudent manner — [as near to the right side of the roadway as practicable (S.C. Code Ann. § 56-5-3430) / within a marked bicycle lane / lawfully occupying the lane where conditions required] — and, to the extent the Collision occurred during darkness, Plaintiff's bicycle was equipped with a lighted front lamp and rear reflector as contemplated by S.C. Code Ann. § 56-5-3470.
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At the same time and place, Driver Defendant was operating a [YEAR / MAKE / MODEL] [passenger vehicle / pickup truck / SUV / commercial vehicle] owned by Owner Defendant.
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Traffic, lighting, and weather conditions were [describe — e.g., clear, dry, daylight].
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The Collision occurred when Driver Defendant [SELECT / DESCRIBE THE MANNER OF COLLISION — e.g., overtook and passed Plaintiff's bicycle without maintaining a safe operating distance and sideswiped or struck Plaintiff ("unsafe pass"); turned right across Plaintiff's path of travel ("right hook"); turned left across the path of Plaintiff's oncoming bicycle ("left cross"); opened a parked vehicle's door into Plaintiff's path ("dooring"); failed to yield the right-of-way at the intersection; followed Plaintiff's bicycle too closely and struck it from the rear; pulled out from a private drive or side street into Plaintiff's path].
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Although Plaintiff and Plaintiff's bicycle were plainly visible, Driver Defendant "looked but failed to see" Plaintiff, misjudged Plaintiff's speed, position, and distance, and/or failed to keep a proper lookout for bicyclists lawfully sharing the roadway.
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Plaintiff had the right-of-way and was operating the bicycle in a lawful, prudent, and careful manner at all material times. At no time did Plaintiff do, or fail to do, anything that proximately caused or contributed to the Collision.
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The South Carolina Highway Patrol [and/or local law enforcement] investigated the Collision and cited Driver Defendant for [VIOLATION / "none — verify"] under S.C. Code Ann. § [____].
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As a direct and proximate result of the Collision, Plaintiff — an unprotected road user exposed to the full mass and force of a motor vehicle — was thrown from the bicycle and sustained severe, painful, and permanent bodily injuries, including but not limited to [LIST INJURIES — e.g., orthopedic fractures, traumatic brain injury, spinal injury, internal injuries, road rash / degloving, and disfiguring scarring].
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Because a bicyclist has no enclosure, restraint system, or crumple zone, the forces of the Collision caused Plaintiff to suffer catastrophic injuries materially more severe than those typically sustained by occupants of enclosed vehicles.
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Plaintiff received emergency care at [HOSPITAL / EMS PROVIDER] and has since undergone [SURGERIES / HOSPITALIZATION / REHABILITATION / ONGOING TREATMENT], and will require future medical care. All injuries and damages alleged were the foreseeable, natural, and probable consequence of Defendants' conduct.
4. FIRST CAUSE OF ACTION — NEGLIGENCE (Against Defendant Driver)
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Plaintiff realleges and incorporates Paragraphs 1 through 18 as if fully set forth herein.
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Driver Defendant owed Plaintiff a duty to exercise reasonable care in the operation of a motor vehicle, to obey the South Carolina rules of the road, to keep a proper lookout for bicyclists lawfully sharing the roadway, to maintain a safe operating distance when overtaking and passing a bicycle, and to refrain from conduct endangering others.
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Driver Defendant breached that duty by, among other things:
- Failing to keep a proper and careful lookout for Plaintiff's plainly visible bicycle;
- Overtaking and passing Plaintiff's bicycle without maintaining a safe operating distance;
- Turning right across the path of Plaintiff's bicycle ("right hook") when it was unsafe to do so;
- Turning left across the path of Plaintiff's oncoming bicycle ("left cross") when it was unsafe to do so;
- Opening, or causing to be opened, a vehicle door into the path of Plaintiff's bicycle when it was unsafe to do so ("dooring");
- Failing to yield the right-of-way to Plaintiff;
- Following Plaintiff's bicycle more closely than was reasonable and prudent;
- Driving at a speed greater than was reasonable and prudent for the conditions;
- Driving while distracted or inattentive; and
- Failing to maintain proper control of the vehicle.
- Each of the foregoing acts and omissions, separately and in combination, was a direct and proximate cause of the Collision and of Plaintiff's injuries and damages described in Section 8 below.
5. SECOND CAUSE OF ACTION — NEGLIGENCE PER SE (Against Defendant Driver)
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Plaintiff realleges and incorporates Paragraphs 1 through 22 as if fully set forth herein.
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The South Carolina rules of the road impose specific statutory duties on Driver Defendant for the protection of persons lawfully using the roadway, including bicyclists such as Plaintiff. These include, as applicable to the manner of the Collision:
- S.C. Code Ann. § 56-5-3420 — a person riding a bicycle upon a roadway is granted all of the rights and is subject to all of the duties applicable to the driver of a vehicle, confirming that Plaintiff was a lawful user of the roadway entitled to the protection of the rules of the road;
- S.C. Code Ann. § 56-5-3435 — a driver of a motor vehicle must at all times maintain a safe operating distance between the motor vehicle and a bicycle;
- S.C. Code Ann. § 56-5-3425 — where a bicycle lane is provided, a motorist may not block the lane to oncoming bicycle traffic and shall yield to a bicyclist in the bicycle lane before entering or crossing the lane;
- S.C. Code Ann. § 56-5-2320 — a driver intending to turn left within an intersection or into an alley, private road, or driveway shall yield the right-of-way to any vehicle (including a bicycle) approaching from the opposite direction;
- S.C. Code Ann. § 56-5-2350 — a driver about to enter or cross a roadway from any place other than another roadway shall yield the right-of-way to all approaching vehicles;
- S.C. Code Ann. § 56-5-1930 — a driver shall not follow another vehicle more closely than is reasonable and prudent;
- S.C. Code Ann. § 56-5-1520 — a person shall not drive at a speed greater than is reasonable and prudent under the conditions; and
- S.C. Code Ann. § 56-5-3445 — it is unlawful to harass, taunt, or maliciously throw an object at or in the direction of any person riding a bicycle (as applicable to the manner of the Collision).
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Plaintiff is within the class of persons the foregoing statutes were enacted to protect, and the Collision is the type of harm those statutes were designed to prevent.
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Driver Defendant violated [CITE THE SPECIFIC SECTION(S) APPLICABLE], and such violation constitutes negligence per se under South Carolina law and was a direct and proximate cause of Plaintiff's injuries and damages.
6. THIRD CAUSE OF ACTION — NEGLIGENT ENTRUSTMENT / VICARIOUS LIABILITY (Against Defendant Owner)
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Plaintiff realleges and incorporates Paragraphs 1 through 26 as if fully set forth herein.
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Owner Defendant entrusted the subject vehicle to Driver Defendant when Owner Defendant knew, or in the exercise of reasonable care should have known, that Driver Defendant was an incompetent, inexperienced, reckless, or otherwise unfit driver.
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Alternatively, at the time of the Collision, Driver Defendant was operating the vehicle as the agent, servant, or employee of Owner Defendant and within the course and scope of that agency or employment, rendering Owner Defendant vicariously liable under the doctrine of respondeat superior.
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Owner Defendant's negligent entrustment and/or vicarious liability was a direct and proximate cause of Plaintiff's injuries and damages.
7. COMPARATIVE FAULT AND HELMET ALLEGATIONS
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Modified comparative negligence. Under South Carolina law, a plaintiff's negligence does not bar recovery unless it exceeds the negligence of the defendant(s); recovery is barred only where the plaintiff's fault is greater than 50%. Nelson v. Concrete Supply Co., 303 S.C. 243, 399 S.E.2d 783 (1991); fault is apportioned among parties under S.C. Code Ann. § 15-38-15.
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Plaintiff denies any negligence. To the extent the trier of fact attributes any portion of fault to Plaintiff, such fault does not exceed 50% and does not bar recovery; any award shall be reduced only by Plaintiff's proportionate share.
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Helmet non-use is not a defense. To the extent Defendants assert or imply that Plaintiff's choice regarding helmet use contributed to the Collision or to the severity of Plaintiff's injuries, such assertion is improper. South Carolina imposes no statewide adult bicycle-helmet requirement, and an adult cyclist's decision to ride without a helmet does not constitute comparative fault and may not be used to reduce recovery.
8. DAMAGES
- As a direct and proximate result of Defendants' conduct, Plaintiff has suffered and seeks recovery of the following, all subject to proof at trial:
- Economic damages (actual) — past and future medical, ambulance, hospital, surgical, diagnostic, rehabilitative, and pharmaceutical expenses; future medical and life-care costs; past lost earnings; and impairment of future earning capacity;
- Noneconomic damages (actual) — past and future physical pain and suffering, mental anguish, emotional distress, permanent physical impairment and disfigurement (including scarring from road rash and surgical intervention), and loss of enjoyment of life;
- Property damage — repair or replacement cost of the bicycle, cycling gear, helmet, electronics, and personal effects, including loss of use and diminution in value; and
- Pre-judgment interest where allowed and post-judgment interest pursuant to South Carolina law, and costs of this action.
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Punitive damages. To the extent the evidence shows Driver Defendant's conduct was willful, wanton, or in reckless disregard of the safety of others (e.g., [impairment / extreme speed / aggressive "buzzing" of a cyclist / deliberate harassment under § 56-5-3445]), Plaintiff seeks punitive damages pursuant to S.C. Code Ann. § 15-32-510 et seq., subject to the statutory cap in § 15-32-530 (generally the greater of three times compensatory damages or the annually CPI-adjusted dollar amount (statutory base: $500,000), unless a statutory exception applies; verify current figures).
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Plaintiff pleads each category of damage separately and in the alternative.
9. PRAYER FOR RELIEF
WHEREFORE, Plaintiff respectfully requests that this Court enter judgment against Defendants as follows:
- A. Actual (compensatory) damages, economic and noneconomic, in an amount to be determined by the trier of fact;
- B. Punitive damages as allowed by law, subject to S.C. Code Ann. § 15-32-530;
- C. Pre-judgment interest where allowed and post-judgment interest as provided by law;
- D. Costs of this action; and
- E. Such other and further relief as the Court deems just and proper.
10. JURY DEMAND
Plaintiff demands a trial by jury on all issues so triable as a matter of right under the South Carolina Constitution and Rule 38, SCRCP.
11. RESERVATION OF RIGHTS
Plaintiff reserves the right to amend this Complaint pursuant to Rule 15, SCRCP, to add or substitute parties, to assert additional causes of action (including loss of consortium where applicable), and to conform the pleadings to the evidence as discovery proceeds.
12. SIGNATURE, VERIFICATION, AND SERVICE BLOCKS
Respectfully submitted,
/s/ [________________________________]
[ATTORNEY NAME], S.C. Bar No. [________]
[LAW FIRM NAME]
Attorney for Plaintiff
[STREET ADDRESS]
[CITY], SC [ZIP]
Telephone: [NUMBER]
Email: [EMAIL]
DATED: [__/__/____], at [CITY], South Carolina.
VERIFICATION (Optional)
STATE OF SOUTH CAROLINA
COUNTY OF [COUNTY]
The undersigned, being duly sworn, deposes and says: I am the Plaintiff in the foregoing Complaint; I have read the Complaint; and the factual allegations are true and correct to the best of my knowledge, information, and belief.
[________________________________]
[PLAINTIFF NAME], Plaintiff
Sworn to before me this [____] day of [_______________], 20[____].
[________________________________]
Notary Public for South Carolina
My Commission Expires: [_______________]
CERTIFICATE OF SERVICE
I hereby certify that on [__/__/____] I served (or will cause to be served with the Summons) a copy of the foregoing COMPLAINT upon the following by [personal service / certified mail pursuant to Rule 4, SCRCP / the court's e-filing system]:
[NAME(S) AND ADDRESS(ES) OF DEFENDANT(S) / COUNSEL]
/s/ [________________________________]
[ATTORNEY NAME]
13. SOUTH CAROLINA PRACTICE NOTES
- Statute of limitations. Personal-injury actions must be commenced within three years of accrual. S.C. Code Ann. § 15-3-530(5). A civil action is "commenced" when the Summons and Complaint are filed with the clerk, provided actual service is accomplished within 120 days (S.C. Code Ann. § 15-3-20(B)). Claims against a governmental entity under the South Carolina Tort Claims Act carry a shorter period and damage caps — verify and calendar early.
- MODIFIED COMPARATIVE NEGLIGENCE — the central issue. Under Nelson v. Concrete Supply Co. (1991), a plaintiff recovers only if the plaintiff's negligence does not exceed 50% (a 51% bar); fault is apportioned under S.C. Code Ann. § 15-38-15, and a defendant less than 50% at fault is liable only for its proportionate share. Preserve crash evidence early to counter the "reckless cyclist" narrative.
- SAFE PASSING — "safe operating distance," NOT a numeric law. Unlike most states, South Carolina does not prescribe a numeric (e.g., three-foot) passing clearance. S.C. Code Ann. § 56-5-3435 requires only that "[a] driver of a motor vehicle must at all times maintain a safe operating distance between the motor vehicle and a bicycle." Plead § 56-5-3435 together with the bicyclist's rights statute (§ 56-5-3420) and the applicable rules of the road; consider any local ordinance imposing a stricter standard.
- Cyclist rights and duties. S.C. Code Ann. § 56-5-3420 grants a bicyclist all the rights and subjects the bicyclist to all the duties of a vehicle driver. Reciprocal cyclist duties include riding as near to the right side as practicable (§ 56-5-3430), riding in a provided bicycle lane (§ 56-5-3425), and operating with a lighted front lamp and rear reflector at night (§ 56-5-3470). A violation supplies the defense's comparative-fault theory; investigate lane position, conspicuity, lighting, and signal phase.
- Anti-harassment statute. S.C. Code Ann. § 56-5-3445 makes it unlawful to harass, taunt, or maliciously throw an object at a cyclist — relevant to aggressive-driver and "buzzing" cases and to a punitive-damages predicate.
- HELMET NON-USE GENERALLY NOT COMPARATIVE FAULT. South Carolina has no statewide adult bicycle-helmet requirement; for an adult cyclist, helmet non-use is generally not comparative fault and should not reduce damages. Move in limine to exclude helmet-non-use evidence and related defense expert opinion. Verify the current evidentiary framework.
- UM/UIM and hit-and-run. UM coverage is mandatory and UIM must be offered (§ 38-77-150, § 38-77-160). A cyclist is typically an "insured" under their own (or a resident relative's) auto policy. UM also responds to a hit-and-run / phantom vehicle. Serve and preserve claims against the UM/UIM carrier and observe consent-to-settle and subrogation rules.
- Punitive damages. Require clear and convincing evidence of willful, wanton, or reckless conduct (§ 15-32-520) and are capped under § 15-32-530 (generally the greater of three times compensatory damages or the annually CPI-adjusted dollar amount (statutory base: $500,000), with statutory exceptions). Plead the predicate conduct expressly.
- Service / commencement. Service is governed by Rule 4, SCRCP. File the Summons with the Complaint.
14. SOURCES AND REFERENCES
- South Carolina Code of Laws (official) — https://www.scstatehouse.gov/code/statmast.php
- S.C. Code Ann. § 15-3-530 (three-year limitations); § 15-3-20 (commencement) — https://www.scstatehouse.gov/code/t15c003.php
- S.C. Code Ann. § 15-38-15 (apportionment of fault)
- Nelson v. Concrete Supply Co., 303 S.C. 243, 399 S.E.2d 783 (1991) (comparative negligence)
- S.C. Code Ann. § 56-5-3420 (cyclist rights and duties); § 56-5-3425 (bicycle lanes); § 56-5-3430 (riding on roadways); § 56-5-3435 (safe operating distance); § 56-5-3445 (harassment); § 56-5-3470 (lamps and reflectors) — https://www.scstatehouse.gov/code/t56c005.php
- S.C. Code Ann. § 56-5-3435 (safe operating distance) — https://www.scstatehouse.gov/code/t56c005.php
- S.C. Code Ann. § 56-5-2320 (turning left), § 56-5-2350 (entering roadway), § 56-5-1930 (following too closely), § 56-5-1520 (speed)
- S.C. Code Ann. § 38-77-150, § 38-77-160 (UM/UIM); § 15-32-510 to -530 (punitive damages)
- South Carolina Rules of Civil Procedure (Rules 4, 8, 15, 38)
Disclaimer: This template is provided for informational purposes only and does not constitute legal advice. An attorney licensed in South Carolina must review and customize this document before filing. Laws, citations, and court rules change frequently; verify all authorities before use.
About this template
- Last updated
- September 8, 2026
- Jurisdiction
- South Carolina
- Category
- Personal Injury
Legal authority
- S.C. Code Ann. § 15-3-530(5) (three-year statute of limitations for personal injury)
- Nelson v. Concrete Supply Co., 303 S.C. 243, 399 S.E.2d 783 (1991) (modified comparative negligence; recovery barred only if plaintiff's negligence exceeds 50%)
- S.C. Code Ann. § 15-38-15 (apportionment of fault; several liability where a defendant is less than 50% at fault)
- S.C. Code Ann. § 14-5-10 (Court of Common Pleas jurisdiction); S.C. Const. art. V, § 11
- S.C. Code Ann. § 15-7-30 (venue)
- S.C. Code Ann. § 56-5-3420 (rights and duties of bicyclists — granted all rights and subject to all duties of a vehicle driver)
- S.C. Code Ann. § 56-5-3435 (driver to maintain safe operating distance between motor vehicle and bicycle)
- S.C. Code Ann. § 56-5-3425 (bicycle lanes; motorist duty to yield); § 56-5-3430 (riding on roadways and bicycle paths)
- S.C. Code Ann. § 56-5-3445 (harassing or throwing object at person riding bicycle)
- S.C. Code Ann. § 56-5-2320 (vehicle turning left; duty to yield to oncoming traffic); § 56-5-2350 (vehicle entering roadway; duty to yield)
- S.C. Code Ann. § 56-5-1930 (following too closely); § 56-5-1520 (reasonable and prudent speed); § 56-5-2920 (reckless driving); § 56-5-2930 (driving under the influence)
- S.C. Code Ann. § 56-5-3470 (lamps and reflectors on bicycle — cyclist's own duty)
- S.C. Code Ann. § 15-32-510 to -530 (punitive damages; cap); § 38-77-150, § 38-77-160 (UM/UIM coverage)
Personal injury cases are brought by people who were hurt because of someone else's carelessness: car crashes, slip and falls, defective products, and more. Demand letters, settlement agreements, and court filings in these cases have to document the injuries, the medical treatment, the lost income, and the exact legal basis for holding the other side responsible. Well-prepared paperwork is what drives higher settlements and forces insurers to take the claim seriously.
Not legal advice
This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.
Checked against the law it cites
The statutes this template relies on are listed under Legal authority.
S.C. Code Ann. § 15-7-30(C), (E), (H) (checked September 5, 2026): "A civil action tried pursuant to this section against a resident individual defendant must be brought and tried in the county in which the: (1) defendant resides at the time the cause of action arose; or (2) most substantial part of the alleged act or omission giving rise to the cause of action occurred. A civil action tried pursuant to this section against a domestic corporation, domestic limited partnership, domestic limited liability company, or domestic limited liability partnership, must be brought and tried in the county in which the: (1) corporation, limited partnership, limited liability company, or limited liability partnership has its principal place of business at the time the cause of action arose; or (2) most substantial part of the alleged act or omission giving rise to the cause of action occurred. Owning property and transacting business in a county is insufficient in and of itself to establish the principal place of business for a corporation for purposes of this section."
S.C. Code Ann. § 56-5-3435 (checked September 8, 2026): "A driver of a motor vehicle must at all times maintain a safe operating distance between the motor vehicle and a bicycle."
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