UNITED STATES BANKRUPTCY COURT

DISTRICT OF MINNESOTA

VOLUNTARY PETITION – CHAPTER 7
(Includes all Required Schedules, Statements & Local Attachments)

[// GUIDANCE: This template is drafted for use by attorneys admitted to practice before the U.S. Bankruptcy Court for the District of Minnesota. It is not a substitute for the Official Bankruptcy Forms mandated by Fed. R. Bankr. P. 9009. Rather, it is a fully-annotated, court-ready master file that:
• Integrates all Official Forms (OF 101, 103A/B, 106 series, 107, 108, 121, 122A-1/A-2, etc.) as editable, text-based exhibits;
• Embeds District of Minnesota Local Rule requirements; and
• Provides strategic drafting guidance and Minnesota-specific exemption schedules.
You may paste each section into the Official PDF fillable forms or file this document in text-searchable PDF format if accepted by the clerk. Remove all guidance comments prior to filing. ]

TABLE OF CONTENTS

I. Document Header & Jurisdictional Allegations
II. Definitions
III. Voluntary Petition (Official Form 101)
IV. Creditor Matrix & Verification (Local Form 1007-1)
V. Schedules A/B through J Summary Table
VI. Statement of Financial Affairs (OF 107)
VII. Statement of Intention (OF 108)
VIII. Chapter 7 Means Test (OF 122A-1 & 122A-2)
IX. Minnesota Exemption Schedule C (Dual-Option)
X. Debtor Certifications & Declarations
XI. Attorney Certification & Disclosure of Compensation (OF 2030)
XII. Signature / Execution Block

I. DOCUMENT HEADER & JURISDICTIONAL ALLEGATIONS

1. Case Caption
   • Debtor 1: [LEGAL NAME], Social Security No. -*-[XXXX]
   • Debtor 2 (Joint): [LEGAL NAME], Social Security No. --[XXXX]
   • Chapter Chosen: 7* (Liquidation)
   • Governing Law: 11 U.S.C. §§ 101 et seq.; Fed. R. Bankr. P.; Local Rules – District of Minnesota
   • Venue & Forum: United States Bankruptcy Court, District of Minnesota – [Minneapolis / St. Paul / Duluth / Fergus Falls] Division

2. Petition Date (the “Petition Date”): [MM/DD/YYYY]

3. Counsel of Record
   • Name: [ATTORNEY NAME], Bar No. [####]
   • Firm: [FIRM NAME & ADDRESS]
   • Phone / Email: [(###) ###-####] | [EMAIL]

II. DEFINITIONS

For purposes of this Petition and all attached schedules, capitalized terms have the meanings set forth below:

“Bankruptcy Code” – Title 11 of the United States Code.
“Bankruptcy Court” – The United States Bankruptcy Court for the District of Minnesota.
“Debtor” – The individual(s) identified in Section I.
“Estate” – The estate created pursuant to 11 U.S.C. § 541 upon filing.
“Petition” – Collectively, this Voluntary Petition and all schedules, statements, and exhibits required under Chapter 7.
“Trustee” – The interim or permanent Chapter 7 trustee appointed under 11 U.S.C. § 701 or § 702.
[Add additional defined terms as needed.]

III. VOLUNTARY PETITION (OFFICIAL FORM 101)

[// GUIDANCE: Replicates OF 101 verbatim. Replace bracketed text; do not alter section numbering.]

Part 1 – Identify the Debtor(s)

1. Name(s) of Debtor(s): ............................................... [ ]
2. All Other Names used in the last 8 years: ............. [ ]
3. Address & County of Residence: .............................. [ ]
4. Debtor’s Chapter 7 Statement re Consumer/Business Debt:
   ☐ Debts are primarily consumer ☐ Debts are primarily business

Part 2 – Venue

[Complete Items 5–6 per 28 U.S.C. § 1408.]

Part 3 – Related Cases

[Item 9 – list any pending or closed related bankruptcy cases.]

Part 4 – Administrative Information

10. Estimated Assets …………………………… ☐ $0-$50K ☐ $50-$100K ☐ … ☐ $50M-$100M
11. Estimated Liabilities ……………………… ☐ $0-$50K ☐ $50-$100K ☐ … ☐ $50M-$100M

Part 5 – Debtor Certification

[Debtor(s) sign under penalty of perjury that the information is true and correct.]

IV. CREDITOR MATRIX & VERIFICATION

Attach a text-formatted mailing matrix listing all creditors, equity holders, and parties in interest pursuant to Local Rule 1007-1.

Verification Paragraph:
“I, [Debtor Name], declare under penalty of perjury that the attached list of creditors is true, correct, and complete to the best of my knowledge.”

Signature: ____ Date: ______

V. SCHEDULES A/B THROUGH J – SUMMARY TABLE

[// GUIDANCE: This table is not a substitute for the individual schedule forms; it is a completeness checkpoint.]

VI. STATEMENT OF FINANCIAL AFFAIRS (OFFICIAL FORM 107)

Complete Parts 1–11 exactly as drafted in OF 107. Pay particular attention to:
• Part 4 – Payments Related to Debt Counseling (credit counseling certificate required by 11 U.S.C. § 109(h)).
• Part 6 – Losses: Minnesota weather-related casualty losses may affect exemptions.
• Part 9 – Government Payments: List Minnesota unemployment, MNCare, etc.

VII. STATEMENT OF INTENTION FOR INDIVIDUALS FILING UNDER CHAPTER 7 (OFFICIAL FORM 108)

[Indicate whether the Debtor will retain, redeem, or surrender property securing each debt. Must be filed within 30 days of the Petition Date under 11 U.S.C. § 521(a)(2).]

VIII. CHAPTER 7 MEANS TEST (OFFICIAL FORMS 122A-1 & 122A-2)

1. Median Income Comparison – use current Census Bureau data for Minnesota.
2. Deductible Expenses – reference National/Local Standard tables; add MN state tax & medical expense allowances.
3. Presumption of Abuse determination.

IX. MINNESOTA EXEMPTION SCHEDULE C

[// GUIDANCE: Debtor must elect ONE regime below. Check the appropriate box and complete the associated chart.]

Option 1 – Federal Exemptions (11 U.S.C. § 522(d))

☐ Debtor elects the federal exemptions.

Option 2 – Minnesota Exemptions (Minn. Stat. § 550.37 et seq.)

☐ Debtor elects the Minnesota state exemptions.

[// GUIDANCE: Adjust monetary limits to the current inflation-indexed values published by the Minnesota Department of Commerce.]

X. DEBTOR CERTIFICATIONS & DECLARATIONS

1. Certification re Tax Returns Provided (11 U.S.C. § 521(e)(2)).
2. Certification re Domestic Support Obligations (if applicable).
3. Certification of Completion of Credit Counseling & Financial Management Course.
4. Declaration Concerning Electronic Filing (Local Form 1007-1).

XI. ATTORNEY CERTIFICATION & DISCLOSURE OF COMPENSATION (OFFICIAL FORM 2030)

[Attorney must disclose compensation, payment source, and sign.]

XII. SIGNATURE / EXECUTION BLOCK

Executed on this ___ day of ____, 20__.

Debtor 1

[Typed Name]

Debtor 2 (if filing jointly)

[Typed Name]

Attorney for Debtor(s)

[Attorney Name], Bar No. [####]

Acknowledgment & Verification
“I declare under penalty of perjury that the foregoing is true and correct.”

END OF TEMPLATE