CHAPTER 7 BANKRUPTCY PETITION PACKAGE
United States Bankruptcy Court – District of Kansas
(Conforming to 11 U.S.C. §§ 101 et seq., the Federal Rules of Bankruptcy Procedure, and D. Kan. L.B.R.)
[// GUIDANCE: This master template tracks the structure and substantive content of Official Bankruptcy Forms 101/201, Schedules A–J, Summary of Assets & Liabilities (Form 106Sum/206Sum), Statement of Financial Affairs 107/207, and related declarations. It adds practice-oriented annotations, Kansas-specific exemption language, and local-rule compliance checkpoints. Replace every bracketed item before filing.]
TABLE OF CONTENTS
- Document Header
- Definitions
- Voluntary Petition (Official Form 101 / 201)
- Kansas-Specific Exemption Schedule (Supplement to Official Schedule C)
- Summary of Assets & Liabilities
- Schedules A/B–J
- Statement of Financial Affairs
- Means Test (Individual Debtors Only)
- Creditor Matrix & Verification (D. Kan. L.B.R. 1007-1)
- Declaration Concerning Debtor’s Signature(s)
- Attorney Compensation Disclosure
- Local Rule Certifications & Trustee-Interface Materials
- Execution Blocks & Notarial Acknowledgments
1. DOCUMENT HEADER
United States Bankruptcy Court
District of Kansas
────────────────────────────────────────
In re: [DEBTOR FULL LEGAL NAME] [and Joint Debtor, if any],
Debtor(s).
Case No.: [To be assigned]
Chapter: 7
────────────────────────────────────────
VOLUNTARY PETITION – CHAPTER 7
2. DEFINITIONS
The following capitalized terms apply throughout this Petition Package:
“Automatic Stay” – The stay imposed under 11 U.S.C. § 362 immediately upon the filing of this Petition.
“Bankruptcy Code” – Title 11 of the United States Code, 11 U.S.C. §§ 101 et seq.
“Debtor” – The individual or entity named in the caption; if filing jointly, “Debtors” shall be construed accordingly.
“Kansas Exempt Property” – Property the Debtor claims as exempt pursuant to 11 U.S.C. § 522(b)(3) and Kan. Stat. Ann. §§ 60-2301 et seq.
“Trustee” – The Chapter 7 panel trustee appointed under 11 U.S.C. § 701.
[// GUIDANCE: Add any specialized terms unique to the debtor’s circumstances—e.g., “Business-Related Personal Property” if the debtor is a sole proprietor.]
3. VOLUNTARY PETITION
(Official Form 101 — Individuals / Official Form 201 — Non-Individuals)
[PLACEHOLDER – replicate all line-item data fields from the applicable Official Form, including:]
3.1 Personal Information
• Debtor name(s)
• Social Security / EIN (last four digits)
• Residential / principal business address
• County: [_____]
• Mailing address (if different)
3.2 Chapter Selection
☒ Chapter 7 ☐ Chapter 11 ☐ Chapter 13 (Select “7” only)
3.3 Nature of Debtor (for Form 201)
☐ Corporation ☐ Partnership ☐ LLC ☐ Other: _____
3.4 Statistical/Administrative Information
• Estimated number of creditors: [_]
• Estimated assets: $[_]
• Estimated liabilities: $[____]
3.5 Venue & Eligibility Certification
[Bracketed yes/no checkboxes mirroring the Official Form]
3.6 Prior Bankruptcy Cases Within 8 Years
Case No(s)., District(s), Date(s): [_____]
3.7 Pending Insolvency Proceedings (if any)
[_____]
3.8 Credit Counseling Compliance (Individuals)
☐ I received a briefing on [DATE]
☐ I request a waiver due to exigent circumstances (attach certification)
3.9 Signature of Attorney / Debtor(s) under penalty of perjury
[// GUIDANCE: Retain the verbatim certification language from Official Form 101/201 to preserve enforceability.]
4. KANSAS-SPECIFIC EXEMPTION SCHEDULE
(Supplement to Official Schedule C)
Insert after Schedule B and before Schedule D.
| Item No. | Asset Description | Statutory Authority | Value of Claimed Exemption |
|---|---|---|---|
| 1 | Primary Residence located at [address] | Kan. Stat. Ann. § 60-2301 (Unlimited Homestead) | $[FMV] |
| 2 | One motor vehicle | Kan. Stat. Ann. § 60-2304(c)(2) (up to $20,000 equity) | $[____] |
| 3 | ERISA-qualified retirement accounts | 11 U.S.C. § 522(d)(12) | 100% |
| … | … | … | … |
[// GUIDContinuation of § 4 and remaining sections follow.
(The truncated table in § 4 is shown in condensed form for space; expand as needed before filing.)
4. KANSAS-SPECIFIC EXEMPTION SCHEDULE (cont.)
[// GUIDANCE: Populate the full table with every asset claimed as exempt. Re-check equity limits immediately before filing because property valuations can shift.]
Common KS statutory references:
• Homestead – Kan. Stat. Ann. § 60-2301 (unlimited acreage cap inside city limits: 1 acre; outside: 160 acres)
• Motor Vehicle – § 60-2304(c)(2) (up to $20,000 equity)
• Earned Income Credit – § 60-2315
• Tools of Trade – § 60-2304(e) (up to $7,500 aggregate)
• Insurance Proceeds – § 60-2308
• College Savings – 11 U.S.C. § 522(b)(3)(C)
5. SUMMARY OF ASSETS & LIABILITIES
(Official Form 106Sum / 206Sum)
[PLACEHOLDER Totals auto-populate from Schedules; verify accuracy.]
| Schedule | Total Assets | Total Liabilities |
|---|---|---|
| A/B | $[____] | — |
| C (Exemptions) | n/a | — |
| D | — | $[____] |
| E/F | — | $[____] |
| I | Monthly Income $[____] | — |
| J | Monthly Expenses $[____] | — |
Total Assets: $[_] Total Liabilities: $[_]
6. SCHEDULES A/B – J (abbreviated placeholders)
6.1 Schedule A/B – Property
• Real Property— line 1: [address, FMV, secured claim, exemption cross-ref]
• Personal Property— lines 2–55: [list]
6.2 Schedule D – Secured Claims
• Creditor, Collateral, Amount Owed, Value of Collateral
6.3 Schedule E/F – Priority & Non-Priority Unsecured Claims
• IRS, Kansas Dept. of Revenue, credit cards, medical, etc.
6.4 Schedule G – Executory Contracts/Leases
• [Landlord name, lease start date, term remaining]
6.5 Schedule H – Co-Debtors
• [Name, address, relation]
6.6 Schedule I – Current Income
• Employer, occupation, gross/net, spouse income, other income
6.7 Schedule J – Current Expenditures
• Housing, utilities, food, transportation, etc.
[// GUIDANCE: Attach pay stubs covering 60 days pre-petition per 11 U.S.C. § 521(a)(1)(B)(iv) unless waived.]
7. STATEMENT OF FINANCIAL AFFAIRS (SOFA) – Official Form 107 / 207
Questions 1-30 (Individuals) / 1-28 (Non-Individuals)
Answer each line item in full. Examples:
7.1 Income from Employment (past 2 years)
• Year 1 (most recent full calendar year): $[_] – W-2 attached
• Year 2: $[_]
7.2 Gifts & Charitable Contributions (2 years)
• None ☐ | ☒ [describe]
7.3 Lawsuits, Garnishments & Seizures (1 year)
• Creditor v. Debtor, Case No. ___, Johnson Cty. Dist. Ct.—Garnishment on wages began [date]
…
[// GUIDANCE: Accuracy in SOFA answers is critical; false statements carry potential 18 U.S.C. § 152 liability.]
8. MEANS TEST – CHAPTER 7 (Official Form 122A-1/A-2)
(Individuals Only)
8.1 Current Monthly Income (CMI) Calculation
• Household size: [_]
• Kansas median income (updated figure): $[]
• CMI: $[___] ☐ Below median ☐ Above median – proceed to Part 2
8.2 Part 2 – Calculations for Above-Median Debtors
• Allowed deductions per IRS standards
• Disposable income: $[___]
If disposable income < $8,175 over 60 months, presumption of abuse does not arise.
[// GUIDANCE: Always update the median income table effective on the petition date.]
9. CREDITOR MATRIX & VERIFICATION
(D. Kan. L.B.R. 1007-1)
Attach a text-only .txt list of all creditors in single column, left-justified, no punctuation at end of lines.
Include “MASTER ADDRESS LIST VERIFICATION” signed by attorney or debtor.
10. DECLARATION CONCERNING DEBTOR’S SIGNATURE(S)
“I declare under penalty of perjury that the information provided in this petition and its schedules is true and correct.”
Date: __
Signature: ____ Debtor
Signature: ______ Joint Debtor (if any)
11. ATTORNEY COMPENSATION DISCLOSURE
(Statement Pursuant to 11 U.S.C. § 329 and Fed. R. Bankr. P. 2016(b))
• Fee agreed: $[_]
• Amount paid pre-petition: $[_]
• Balance due: $[____] (to be paid through ☐ post-petition arrangement ☐ no balance)
12. LOCAL-RULE CERTIFICATIONS & TRUSTEE-INTERFACE MATERIALS
12.1 D. Kan. L.B.R. 4002 Memorandum
• Provide most recent federal tax return 7 days before § 341 meeting.
• Submit bank statements covering the petition date.
12.2 Trustee Document Portal
• Upload copies in PDF: driver’s license, SSN card, pay advices, deeds, car titles.
12.3 Limited Jury Availability / Arbitration Inapplicability
[// GUIDANCE: Bankruptcy courts are non-jury fora except for certain matters withdrawn to district court; arbitration of core proceedings is unavailable absent court order.]
12.4 Automatic Stay Notice
• Serve secured creditors per Fed. R. Bankr. P. 4001(a)(1).
• Advise co-debtors on consumer debts of stay extension under § 1301 (if converted cases only).
13. EXECUTION BLOCKS
13.1 Debtor(s)
_____ Date: _____
[DEBTOR NAME]
_____ Date: _____
[JOINT DEBTOR NAME] (if any)
13.2 Attorney for Debtor(s)
[ATTORNEY NAME], KS Bar #[_]
[Law Firm]
[Address]
[Phone] | [Email]
Date: ____
13.3 Verification of Social Security Number (Form 121)
[// GUIDANCE: File as a restricted document; do NOT include SSN in public docket.]
13.4 Notarial Acknowledgment (only if required for local real-property recordation purposes)
END OF TEMPLATE
[// GUIDANCE:
1. Cross-check that every defined term (e.g., “Kansas Exempt Property”) is used consistently.
2. Update statutory cites only from primary sources (11 U.S.C., K.S.A., D. Kan. L.B.R.).
3. Attach any additional local forms (e.g., Declaration re: Electronic Filing) mandated by the clerk’s office.
4. Prior to filing, run the petition package through petition-preparation software (BestCase, CINcompass, etc.) to auto-populate barcodes and ensure ECF compatibility.
5. Maintain a signed hard copy in the client file to satisfy U.S. Trustee audit protocols. ]
Prepared for professional use. Customize thoroughly before electronic filing via CM/ECF.