Bank Account Closure Request Letter

BANK ACCOUNT CLOSURE REQUEST LETTER

[DATE]

To: [BANK OR CREDIT UNION NAME AND ADDRESS]

From: [ACCOUNT OWNER NAME AND MAILING ADDRESS]

Re: Request to close [ACCOUNT TYPE] account [BANK-ACCEPTED IDENTIFIER]

Dear Account Services Department:

Please close the account identified above after the following pending items have cleared or been addressed: [LIST PENDING CHECKS, DEPOSITS, TRANSFERS, CARD HOLDS, OR NONE]. My requested closure date is [DATE]. Please tell me if the account agreement or your process requires another form, signer, identity check, or visit before closing it.

Please send the remaining balance, after authorized pending items and any valid charges, by ☐ check to [MAILING ADDRESS]; ☐ transfer using instructions I will provide through your secure process; ☐ another method: [METHOD]. Do not use account or routing details in an ordinary email reply. Please tell me if the account is overdrawn or another obligation must be resolved first.

I have arranged to move recurring deposits and payments as follows: [DETAILS]. If an item arrives after closure, please notify me at [PHONE OR SECURE MESSAGE ADDRESS] and explain how it will be handled. Please confirm in writing the effective closure date, final balance, and method of disbursement. Please also tell me how to obtain a final statement.

Sincerely,

[ACCOUNT OWNER SIGNATURE]

[PRINTED NAME]

Additional required account owner or authorized signer: [SIGNATURE / NAME / NONE]