Templates Insurance Law Rhode Island Insurance Bad Faith Demand Letter
Rhode Island Insurance Law
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INSURANCE BAD FAITH DEMAND LETTER – RHODE ISLAND

To: [Insurance Company Name]
From: [Insured/Claimant]
Date: [DATE]
Claim/Policy No.: [NUMBERS]
Date of Loss: [DATE]

1. DEMAND

This letter demands immediate payment of [$AMOUNT] in policy benefits.

2. LEGAL BASIS

Rhode Island recognizes first-party bad faith. R.I. Gen. Laws § 27-9.1-4 (Unfair Claims Practices) prohibits unreasonable delays and denials.

3. DAMAGES

  • Policy benefits: [$AMOUNT]
  • Consequential damages
  • Punitive damages
  • Attorney's fees

4. DEADLINE

[DATE – 30 days]

[Signature]

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