INSURANCE BAD FAITH DEMAND LETTER โ RHODE ISLAND
To: [Insurance Company Name]
From: [Insured/Claimant]
Date: [DATE]
Claim/Policy No.: [NUMBERS]
Date of Loss: [DATE]
1. DEMAND
This letter demands immediate payment of [$AMOUNT] in policy benefits.
2. LEGAL BASIS
Rhode Island recognizes first-party bad faith. R.I. Gen. Laws ยง 27-9.1-4 (Unfair Claims Practices) prohibits unreasonable delays and denials.
3. DAMAGES
- Policy benefits: [$AMOUNT]
- Consequential damages
- Punitive damages
- Attorney's fees
4. DEADLINE
[DATE โ 30 days]
[Signature]