Affidavit of Lost Promissory Note — Texas

Texas Financial & Banking Updated October 14, 2026 Free Word and PDF

AFFIDAVIT OF LOST PROMISSORY NOTE — TEXAS

Before you use this: Complete only facts the affiant knows or can identify from records. Attach an available copy of the note and transfer records. Ask the recipient whether it requires its own affidavit, a bond, or other protection. Do not sign until the oath or affirmation is administered.

State of Texas

County of [COUNTY]

I, [AFFIANT FULL NAME], being duly sworn or affirmed, state:

  1. I am [ROLE AND RELATIONSHIP TO THE NOTE]. My address is [ADDRESS]. I know the facts below because [DESCRIBE PERSONAL KNOWLEDGE AND RECORDS REVIEWED].
  2. The missing promissory note is identified as follows: maker [NAME]; original payee [NAME]; date [DATE]; original principal [AMOUNT]; maturity date [DATE OR TERMS]; account or loan identifier [IDENTIFIER]; collateral, if any, [DESCRIPTION]. Its unpaid amount as of [DATE] is [AMOUNT], based on [IDENTIFY PAYMENT RECORDS].
  3. The note's material terms, including payment and interest terms, are [SET OUT TERMS OR IDENTIFY ATTACHED TRUE COPY]. ☐ A true copy is attached as Exhibit A. ☐ No copy is available; the terms are established by the records identified in Exhibit [LETTER].
  4. The note came into the possession of [PERSON OR ENTITY] on [DATE] by [DESCRIBE DELIVERY OR TRANSFER]. The chain of possession and any endorsements or assignments known to me is [DESCRIBE; IDENTIFY AND ATTACH RECORDS].
  5. The original was last known to be in the custody of [PERSON OR DEPARTMENT] at [PLACE] on [DATE]. I learned it was missing on [DATE]. The circumstances of its loss, destruction, theft, or unknown location are [FACTS; SAY WHAT IS UNKNOWN].
  6. The following search was made for the original: [LOCATIONS, RECORD SYSTEMS, PERSONS CONTACTED, DATES, AND RESULTS]. The original ☐ was destroyed ☐ cannot be located ☐ is believed to be in another person's possession because [EXPLAIN].
  7. To my knowledge, the note has ☐ not been paid in full ☐ not been cancelled ☐ not been intentionally transferred away after the loss. Explain any exception or uncertainty: [DETAILS].
  8. I seek to enforce the note because ☐ I was entitled to enforce it when possession was lost ☐ I acquired ownership, directly or indirectly, from [NAME], who was entitled to enforce it when possession was lost. The facts and records supporting that choice are [DETAILS AND EXHIBITS].
  9. The loss of possession was not the result of a transfer by me or a lawful seizure. I cannot reasonably obtain the original because ☐ it was destroyed ☐ its whereabouts cannot be determined ☐ it is wrongfully held by an unknown, unlocatable, or unservable person. The supporting facts are [DETAILS].
  10. I submit this affidavit to [RECIPIENT] for [SPECIFIC PURPOSE]. Texas Business and Commerce Code § 3.309(b) requires proof of the note's terms and the right to enforce it; if court enforcement is sought, the court must find the person required to pay adequately protected against loss from another enforcement claim. Proposed protection, if applicable, is [DESCRIBE SEPARATE BOND, INDEMNITY, OR OTHER MEANS; DO NOT CLAIM THIS AFFIDAVIT ALONE IS ENOUGH]. I will promptly report discovery of the original or a competing claim.

I have read this affidavit. The statements above are true to my personal knowledge except where I expressly identify records or another source.

Affiant signature: ______________________________ Date: [DATE]

Printed name and title: [NAME AND TITLE]

Exhibits: [LIST EACH ATTACHMENT OR WRITE NONE]

Oath or affirmation

Sworn to or affirmed and subscribed before me by [AFFIANT NAME] on [DATE] at [PLACE].

Notarial officer signature: ______________________________

Printed name and title: [NAME AND TITLE]

Commission, seal, and other details required where the oath is administered: [COMPLETE OR ATTACH LOCAL JURAT]

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About this template

Last updated
October 14, 2026
Citations checked
October 14, 2026
Jurisdiction
Texas
Category
Financial & Banking

Legal authority

  • Tex. Bus. & Com. Code § 3.309

Financial and banking documents govern loans, security interests, account agreements, and commercial transactions between lenders, borrowers, and financial institutions. Promissory notes, guaranties, security agreements, and UCC filings have precise legal requirements, and mistakes can leave a lender unsecured or a borrower on the hook for more than they agreed to. Well-drafted finance paperwork protects both sides and keeps the deal enforceable if something goes wrong later.

Not legal advice

This template is provided for informational purposes. We recommend having an attorney review any legal document before signing, especially for high-value or complex matters.

Checked against the law it cites

A reviewer verified this template's legal citations against the official source on October 14, 2026.

Tex. Bus. & Com. Code § 3.309(a)-(b) (checked October 14, 2026): "A person seeking enforcement of an instrument under Subsection (a) must prove the terms of the instrument and the person's right to enforce the instrument."

Tex. Bus. & Com. Code § 3.309(a)(1)-(3) (checked October 14, 2026): "A person who is not in possession of an instrument is entitled to enforce the instrument if: (1) the person seeking to enforce the instrument: (A) was entitled to enforce the instrument when loss of possession occurred; or (B) has directly or indirectly acquired ownership of the instrument from a person who was entitled to enforce the instrument when loss of possession occurred; (2) the loss of possession was not the result of a transfer by the person or a lawful seizure; and (3) the person cannot reasonably obtain possession of the instrument because the instrument was destroyed, its whereabouts cannot be determined, or it is in the wrongful possession of an unknown person or a person that cannot be found or is not amenable to service of process."

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