Laura L. Kulm Ask

How Judge Ask rules, drawn from 16 signed orders. Every observation links to the order it came from.

Court
U.S. Bankruptcy Court for the District of South Dakota
Position
bankruptcy
Appointed by
U.S. Court of Appeals for the Eighth Circuit
Education
University of South Dakota, B.S.; University of South Dakota School of Law, J.D.
Signed orders read
16

How Judge Ask decides

Patterns drawn from this judge's own signed orders. Every observation links to the order it came from.

What persuades

A debtor can preserve a homestead while temporarily living elsewhere when the property remains embraced as home and abandonment is not voluntary.

“the Court found the debtor had preserved her homestead interest since the debtor owned and maintained the property on the date of filing bankruptcy and embraced it as her home”

Procedural preferences

A stale avoidance action requires evidence supporting equitable tolling, not merely a late filing.

“the trustee-plaintiff did not establish the statute of limitations was equitably tolled.”

Cautions

An insider asset sale needs proof of fair value, estate benefit, and genuine arm's-length negotiation.

“The debtor failed to prove the sale of the shares to an insider at the proposed price and under the proposed seller financing plan was in the best interest of the bankruptcy estate, was a fair and reasonable price, and was the result of vigorous, arms-length, good faith negotiations.”

Signed rulings

A grounded sample of orders signed by this judge, with the verbatim dispositive language.

Chapter 7 Trustee Forrest C. Allred v. Nielsen Enterprises LLC (In re Douglas John Kerkvliet)
24-5002 · 2024-09-19
Summary judgment (defendant) Granted

“Yes, the Court granted the defendant’s motion for summary judgment, and denied the trustee-plaintiff's motion.”

Summary judgment (trustee-plaintiff) Denied
Chapter 7 Trustee Lee Ann Pierce v. Nielsen Enterprises LLC (In re Tucker Don Pankowski)
24-5003 · 2024-09-19
Summary judgment (defendant) Granted

“Yes, the Court granted the defendant's motion for summary judgment, and denied the trustee-plaintiff’s motion.”

Summary judgment (trustee-plaintiff) Denied
Kyle Blake Richard and Lana Jean Richard v. Oahe Federal Credit Union
23-3001 · 2023-11-30
Summary judgment (plaintiffs) Denied

“The Court denied the plaintiffs' motion for summary judgment and granted the defendant's motion.”

Summary judgment (defendant) Granted
Northern Hills Collections, Inc. v. Richard Claude McArthur
23-5002 · 2023-08-29
Summary judgment (creditor-plaintiff) Denied

“The creditor's summary judgment motion arguing res judicata and collateral estoppel was denied since the creditor failed to prove all of the elements of nondischargeability under 11 U.S.C. §523(a)(2)(A) were actually and necessarily decided by the state court.”

Philip Andrew Keithahn v. Heritage Construction Companies, LLC
25-4005 · 2026-05-13
Summary judgment (debtor-plaintiff) Granted in part

“The Court granted the debtor-plaintiff partial summary judgment on the first five elements under 11 U.S.C. §547(b), namely: the debtor had an interest in the property that was transferred, it was transferred to or for the benefit of a creditor, on account of an antecedent debt owed by the debtor to the defendant, while the debtor was insolvent, and within 90 days before the debtor filed his bankruptcy petition.”

In re Douglas John Kerkvliet
16-50207 · 2023-10-06
Motion to withdraw as counsel (debtor's counsel) Granted

“Yes. The attorney represented he has a concurrent conflict of interest between his clients who are directly adverse to each other and established good cause that his continued representation of the debtor would result in a violation of the South Dakota Rules of Professional Conduct, which govern the practice of attorneys pursuant to Bankr. D.S.D. R. 2090-1.”

In re Edward Clark Ainsworth and Stephanie Jo Ainsworth
25-50051 · 2026-01-14
Bankruptcy exemption claim (debtors) Granted

“Debtors are entitled to exempt the Garnished Wages from the bankruptcy estate under S.D.C.L. §43-45-4, and the Court will overrule Trustee Meadors’ Objection to Claimed Exemptions.”

In re Jason Kenneth Warren Krause
25-40204 · 2025-09-18
Motion to dismiss bankruptcy case (court) Granted

“Yes. The Court dismissed the debtor’s case and barred the debtor from filing a subsequent bankruptcy case for 12 months pursuant to 11 U.S.C. §§ 105(a) and 349(a) to prevent further abuse of the bankruptcy process by this serial filer.”

Motion to bar refiling (court) Granted
In re Julie Lynn Roe
25-40157 · 2025-12-31
Motion for turnover (Chapter 7 trustee) Granted

“For the reasons stated herein, Trustee Meadors’ motion shall be granted.”

In re Kordell Alexander Stuen and Lindsey Christina Stuen
25-50047 · 2026-02-26
Homestead exemption claim (debtors) Denied

“No, the Court sustained the chapter 7 trustee’s objection to the debtors’ claim of a homestead exemption.”

In re Kristie Lynn Huet
23-40410 · 2024-01-25
Motion to dismiss bankruptcy case (court) Granted

“No, the debtor's case was dismissed.”

In re LuAnn Julia Olson
25-10087 · 2026-07-23
Homestead exemption claim (debtor) Granted

“Yes. In construing S.D.C.L. §§ 43-31-1 and 43-45-3 liberally in the debtor’s favor as it relates to her homestead, the Court found the debtor had preserved her homestead interest”

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