Sage M. Sigler

How Judge Sigler rules, drawn from 17 signed orders. Every observation links to the order it came from.

Court
U.S. Bankruptcy Court for the Northern District of Georgia
Position
bankruptcy
Commissioned
2018-03-29
Education
University of Florida, B.A. in political science; Emory University School of Law, J.D.
Signed orders read
17

How Judge Sigler decides

Patterns drawn from this judge's own signed orders. Every observation links to the order it came from.

What persuades

A long record of very low earnings, worsening health limitations, and repayment efforts supported an undue-hardship discharge of student loans.

“During his 25-year career, Paul Roland Savage’s income has averaged less than $14,000 per year. In that time, Mr. Savage’s student loan debt has ballooned from roughly $37,000 to over $250,000.”

Procedural preferences

Counsel defending the reasonableness of fees should bring the engagement agreement and contemporaneous records.

“counsel submitted no exhibits, appeared without an attorney-client agreement or records of any kind”

Cautions

A discharge-injunction complaint must allege specific facts connecting the defendant to coercive collection conduct.

“the February 5, 2020 communication does not include specific factual content to survive Singer’s Rule 12(b)(6) Motion to Dismiss.”

Signed rulings

A grounded sample of orders signed by this judge, with the verbatim dispositive language.

Edwards v. Wilkerson (In re Wilkerson)
15-51778-SMS; 19-05158-SMS · 2019-09-26
Motion to allow late complaint (Tamyra S. Edwards) Denied

“ORDERED that the Motion (Doc. 6) is DENIED.”

Motion to dismiss adversary complaint (Dorian Vaughn Wilkerson) Granted

“IT IS FURTHER ORDERED that the Motion to Dismiss (Doc. 5) is GRANTED and the Complaint (Doc. 1) is hereby DISMISSED.”

McClarn v. Citizens Trust Bank and LoanCare LLC (In re McClarn)
14-75160-SMS; 20-06070-SMS · 2023-03-31
Summary judgment (Citizens Trust Bank and LoanCare LLC) Denied

“ORDERED that Defendants’ Motion for Summary Judgment is DENIED;”

Motion for partial summary judgment (Anthony Carver McClarn) Granted

“IT IS FURTHER ORDERED that McClarn’s Cross Motion for Partial Summary Judgment is GRANTED as to Defendants’ contempt of the Consent Order and Defendants’ resulting liability;”

Savage v. Educational Credit Management Corporation (In re Savage)
20-63153-SMS; 21-05094-SMS · 2023-03-31
Request to discharge student loans (Paul Roland Savage) Granted

“For these reasons, Debtor is entitled to a hardship discharge of the Loan under 11 U.S.C. § 523(a)(8). Accordingly, it is ORDERED that judgment is for Debtor.”

McCauley v. Powell (In re Powell)
22-57011-SMS; 22-05166-SMS · 2026-03-30
Motion for attorney fees (Pamela Sharail Powell) Denied

“ORDERED that the Motion for Attorney’s Fees and Costs (Doc. 43) is DENIED with respect to any request for attorney’s fees;”

Request for taxable costs (Pamela Sharail Powell) Moot / procedural

“ORDERED that Powell shall file an itemized bill of costs detailing the costs incurred by Powell in connection with the deposition transcripts within ten (10) days of the entry of this Order,”

In re Kalos Capital, Inc.
22-58326-SMS · 2023-10-31
Objection to confirmation (United States Trustee) Denied

“For the reasons set forth below, the UST’s Objection is overruled.”

Request to confirm plan (Kalos Capital, Inc.) Granted

“Having determined at the Confirmation Hearing that the Plan meets all other requirements for confirmation, the Court will confirm the Plan by entry of a separate order.”

In re DaCosta
22-59912-SMS · 2024-02-05
Order to show cause for sanctions (court) Granted

“ORDERED that Stanley J. Kakol, Jr. shall within fourteen (14) days pay sanctions in the amount of $7,700”

Ohai v. FCI Lender Services, Inc. et al. (In re Ohai)
12-65475-SMS; 23-05041-SMS · 2023-06-27
Request for judicial notice (Emmanuel Ohai) Granted in part

“IT IS ORDERED that the Motion is DENIED IN PART and GRANTED IN PART.”

Ohai v. FCI Lender Services, Inc. et al. (In re Ohai)
12-65475-SMS; 23-05041-SMS · 2023-08-23
Motion to dismiss adversary complaint (Delta Community Credit Union) Granted in part

“IT IS ORDERED that the Motion is GRANTED IN PART and DENIED IN PART.”

Ohai v. FCI Lender Services, Inc. et al. (In re Ohai)
12-65475-SMS; 23-05041-SMS · 2023-08-23
Motion to dismiss adversary complaint (Daniel I. Singer d/b/a Singer Law Group) Granted

“IT IS ORDERED that the Motion is GRANTED as provided herein.”

Ohai v. FCI Lender Services, Inc. et al. (In re Ohai)
12-65475-SMS; 23-05041-SMS · 2023-08-23
Motion to dismiss adversary complaint (MicroBilt Corporation) Granted

“IT IS FURTHER ORDERED that Plaintiff’s claim MicroBilt violated the discharge injunction is DISMISSED WITHOUT PREJUDICE.”

Ohai v. FCI Lender Services, Inc. et al. (In re Ohai)
12-65475-SMS; 23-05041-SMS · 2024-04-03
Summary judgment (FCI Lender Services, Inc.) Granted

“IT IS ORDERED that FCI’s Motion for Summary Judgment is GRANTED.”

Summary judgment (Emmanuel Ohai) Denied

“IT IS FURTHER ORDERED that Plaintiff’s Motion for Summary Judgment as to FCI is DENIED.”

Ohai v. FCI Lender Services, Inc. et al. (In re Ohai)
12-65475-SMS; 23-05041-SMS · 2024-04-03
Summary judgment (PNC Bank, N.A.) Granted in part

“IT IS ORDERED that summary judgment is GRANTED to PNC on Plaintiff’s claim that PNC violated the automatic stay and Plaintiff’s claim that PNC violated the discharge injunction by issuing a Form 1099-C tax statement.”

Summary judgment (Emmanuel Ohai) Granted in part

“IT IS FURTHER ORDERED that summary judgment is GRANTED to Plaintiff on his claim that PNC violated the discharge injunction by sending him mortgage statements, Default Communications, and the September 19, 2018 letter. Such acts were acts of contempt.”

Request for judicial notice (Emmanuel Ohai) Denied

“IT IS FURTHER ORDERED that the Motion for Judicial Notice is DENIED.”

Caseload & timing

From public federal docket records for this judge.

All five early-service sampled matters terminated in 50 to 140 days, with a median of 95 days. This fixed sample is descriptive and does not represent the full caseload.

Draft for Judge Sigler with the record in hand

Ezel grounds your drafting and research in this profile: what has persuaded Judge Sigler, and what has not, cited to the signed orders.

Opens in Ezel Pro.

  • Grounded in Judge Sigler's own signed orders
  • Cites every source it relies on, so you can verify it
  • Chat, drafting and research in one workspace