Vincent P. Zurzolo
How Judge Zurzolo rules, drawn from 2 signed orders. Every observation links to the order it came from.
How Judge Zurzolo decides
Patterns drawn from this judge's own signed orders. Every observation links to the order it came from.
What persuades
When evaluating a credit-counseling eligibility defect, the court considers whether the debtor has a reasonable explanation, promptly completes counseling, and lacks a viable repayment alternative outside bankruptcy.
“The following factors are pertinent:”
Reasonable reliance on counsel can weigh against dismissal when a debtor promptly cures an eligibility defect.
“Debtor is entitled to rely”
Procedural preferences
Every participant must register before a hearing and state whether the appearance will be in person or by telephone.
“ALL PARTIES must check-in before the hearing by registering to indicate whether you will appear in person or by phone.”
Telephone participants should join the court's line fifteen minutes before the hearing and remain muted until their matter is called.
“join Judge Zurzolo’s Zoom Gov line 15 minutes before the hearing. Keep your phone on mute until your matter is called.”
Cautions
Video appearances are not offered under the posted procedure.
“Is there a choice to appear by video? No”
Signed rulings
A grounded sample of orders signed by this judge, with the verbatim dispositive language.
“IT IS ORDERED THAT the Stipulation is Approved.”
The opinion held that prepetition credit-counseling ineligibility was not jurisdictional and could be cured under a discretionary, fact-specific standard.
Caseload & timing
From public federal docket records for this judge.
The eleven terminated sampled matters lasted 156 to 1,350 days, with a median of 531 days. Three newly filed sampled matters remained pending. This fixed sample is descriptive and is not a complete caseload census.
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