Mark D. Houle

How Judge Houle rules, drawn from 30 signed orders. Every observation links to the order it came from.

Court
U.S. Bankruptcy Court for the Central District of California
Position
Bankruptcy judge
Appointed by
U.S. Court of Appeals for the Ninth Circuit
Commissioned
February 17, 2012
Education
Salem State College (B.S. in economics, summa cum laude, 1993); Boston College Law School (J.D., 1996)
Signed orders read
30

About Judge Houle

Mark D. Houle has served as a United States Bankruptcy Judge for the Central District of California since February 2012 and began a second term in February 2026. Before joining the bench, he practiced bankruptcy and insolvency law and represented debtors, creditors’ committees, and trustees. He served in the United States Air Force and Massachusetts Air National Guard.

Judge Houle's practices and standing orders

Rules for cases before Judge Houle, as published on the court's website (checked October 10, 2026). Judges revise these often, so confirm the current version on the court's site before you file.

Key rules

Trial

File a trial brief unless Judge Houle excuses it by court order.

“timely file a trial brief, unless excused by court order.”

Trial

Deliver the original tagged exhibit set and four conformed copy sets to the courtroom deputy at least five court days before trial or an evidentiary hearing.

“All parties shall prepare one tagged original set of exhibits to be offered into evidence and four sets of conformed copies (one for each counsel, one for the judge, and one for the witness). All sets of exhibits shall be delivered to Judge Houle’s Courtroom Deputy, at least five court days prior to the scheduled trial or evidentiary hearing.”

Standing orders for every case in this court

Orders the court applies to all of its cases, whichever judge has them, as published on the court's website (checked October 10, 2026).

Key rules from these orders · The court's local rules ↗

How Judge Houle decides

Patterns drawn from this judge's own signed orders. Every observation links to the order it came from.

What persuades

A party claiming that commingled funds remain separate or exempt should provide a tracing analysis tied to the account record.

“Because Debtor has not provided a tracing analysis, and the Court has concluded that the entirety of the Funds should be treated as community property, Mr. Hammond's exemption is not valid.”

Issue preclusion requires a record showing that the prior tribunal actually resolved the precise mental-state issue presented.

“The State Court Judgment is therefore insufficient to permit application of collateral estoppel as to the willfulness prong of § 523(a)(6).”

A creditor's work that substantially benefits a Chapter 7 estate may support an administrative expense, but the award is limited to services performed for the estate rather than the creditor alone.

“where a creditor has made a substantial contribution to a Chapter 7 case, the Bankruptcy Court has discretion to allow an administrative expense in accordance with the equities of the case.”

Procedural preferences

In In re Washington, Houle denied the debtor’s motion to disallow a junior lienholder’s claim because avoiding the underwater lien converted the claim to an unsecured claim against the Chapter 13 estate.

“the wholly underwater junior lien becomes an unsecured claim upon lien avoidance.”

Cautions

In Kim v. Yoon, Houle held that the creditor lacked standing to pursue a fraudulent-transfer claim because she did not possess the trustee’s avoidance powers.

“Plaintiff, a creditor, does not have standing to pursue the fraudulent transfer claim, absent Trustee's avoidance powers.”

Signed rulings

A grounded sample of orders signed by this judge, with the verbatim dispositive language.

In re Gwendolyn Washington
6:17-bk-15102 · 2018-07-25
Objection to claim (debtor) Denied

“AMENDED MEMORANDUM DECISION AND ORDER DENYING MOTION TO DISALLOW CLAIM”

Boyd v. First Franklin Mortgage Loan Trust
6:18-ap-01094 · 2018-12-21
Motion to dismiss adversary complaint (defendants) Granted

“the amended complaint's first claim is DISMISSED. Because the amended complaint's second and third claims are contingent on the first claim, those claims are also dismissed.”

Albrecht v. Slaieh
6:14-ap-01081 · 2019-03-19
Summary judgment (plaintiff W. E. Jon Albrecht) Denied

“Albrecht is not entitled to summary judgment on either prong of § 523(a)(6).”

Schrader v. Sangha
6:13-ap-01171 · 2019-03-15
Summary judgment (plaintiff Charles Edward Schrader) Granted in part

“Schrader is not entitled to summary judgment as to 'willfulness' but partial summary judgment shall be entered as to a finding that the State Court Judgment and record support a finding that Sangha's conduct as adjudicated by the State Court was 'malicious' under § 523(a)(6).”

In re Brad Stoddard and Deborah Stoddard
6:11-bk-12917 · 2017-10-30
Motion for contempt (debtors) Denied

“Because Claim 5 was not discharged, there can be no violation of the discharge injunction, and, therefore, the motion is DENIED.”

Frealy v. Harneit
6:13-ap-01321 · 2017-01-12
Motion to amend judgment (Chapter 7 trustee Todd A. Frealy) Granted

“The Motion is granted for the reasons set forth in the Court's Tentative Ruling”

In re Michael Sevilla Santos and Maricar Domingo Santos
6:13-bk-13557 · 2017-01-10
Motion to convert to chapter 13 (debtors) Denied

“For those reasons, and as set forth above, Debtors' motion is DENIED.”

In re Charles Frederick Biehl
6:13-bk-26277 · 2018-01-16
Motion to revoke abandonment (Chapter 7 trustee John P. Pringle) Denied

“the Trustee's Motion for Order Revoking Abandonment of Real Property (6 Dover Ct., Rancho Mirage, CA 92270) be, and hereby is, DENIED.”

In re Iraj Maqsoudi
6:13-bk-26429 · 2017-04-03
Motion for payment of administrative expenses (applicant Michael Berger for creditor Mustafa Mayar) Granted in part

“the total allowed administrative expense will be $8,491.02.”

Mata v. National Collegiate Student Loan Trust 2006-1
6:18-ap-01089 · 2020-07-31
Summary judgment (defendant student-loan trusts) Granted

“Defendants' motion for summary judgment is hereby granted.”

Cisneros v. Kajan Mather & Barish
6:15-ap-01304 · 2017-01-25
Summary judgment (moving defendants) Granted in part

“The Motion is granted in part, and denied in part as follows:”

Revere Financial Corporation v. Burns
6:16-ap-01163 · 2017-09-13
Motion to set aside default (defendant Don Cameron Burns) Granted

“the Court GRANTS Defendant's motion, VACATING entry of default on the condition that Defendant reimburse Plaintiff in the amount of $4,593.75.”

Caseload & timing

From public federal docket records for this judge.

Five sampled early-tenure matters terminated in 109 to 2,191 days, with a median of 379 days. Five recently filed sampled matters remained pending. This boundary sample is descriptive and is not a complete caseload census.

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